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how to get cash with out a physical card in japan
Japan has 47 prefectures, and withdrawing cash without a physical card is possible in many areas, primarily through contactless methods like mobile apps (Apple Pay, Google Pay) linked to digital wallets or bank accounts. Cardless ATMs, often using NFC or QR codes, are available but not universal, with major banks and convenience stores like 7-Eleven and Lawson offering the most reliable options. Contactless debit card payments are increasingly accepted, especially in urban areas, but cash remains dominant in rural regions. ATM availability and hours vary, with 24/7 access common at convenience stores but limited at some bank ATMs.
how to get cash with out a physical card in japan
Aomori: In Aomori, cardless withdrawals are available at Seven Bank ATMs in 7-Eleven stores, using mobile apps like Apple Pay or Google Pay with NFC. Japan Post ATMs offer limited cardless options, mainly in larger towns. Contactless debit card payments (Visa/Mastercard) are accepted at urban konbini and department stores, but cash dominates in rural areas like Hirosaki. Seven Bank ATMs are 24/7, while Japan Post ATMs typically run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Rural ATM access is limited, so plan withdrawals and carry cash for small vendors.
Chiba: Chiba, near Tokyo, offers cardless withdrawals at Seven Bank ATMs (7-Eleven) and some Japan Post ATMs, using NFC-enabled apps like Apple Pay or Wise. Contactless debit card payments are widely accepted in urban areas like Chiba City and Narita, especially at konbini, malls, and restaurants. Rural areas may require cash. Seven Bank ATMs are 24/7, while Japan Post ATMs operate 7:00 AM–11:00 PM in major post offices, shorter in smaller ones. Check your bank’s app compatibility for cardless withdrawals, and keep some yen for rural shops or small transactions.
Ehime: In Ehime, cardless cash withdrawals are possible at Seven Bank ATMs in 7-Eleven stores, supporting NFC via mobile apps like Apple Pay or Google Pay. Japan Post ATMs in Matsuyama may offer cardless options, but availability is limited. Contactless debit card payments are accepted at urban konbini and department stores, but cash is preferred in rural areas like Imabari. Seven Bank ATMs are 24/7; Japan Post ATMs typically run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Always carry cash for smaller shops and rural areas due to limited cardless infrastructure.
Fukui: Fukui’s cardless withdrawal options are limited but available at Seven Bank ATMs in 7-Eleven stores, using NFC-enabled apps like Apple Pay. Japan Post ATMs in Fukui City may support cardless transactions, depending on your bank. Contactless debit card payments are accepted at urban konbini and some restaurants, but rural areas are cash-heavy. Seven Bank ATMs are 24/7, while Japan Post ATMs typically operate 9:00 AM–5:00 PM, with extended hours in larger post offices. Rural ATM access is sparse, so plan withdrawals and carry cash for small shops or local attractions.
Fukuoka: Fukuoka, a major urban hub, supports cardless withdrawals at Seven Bank ATMs (7-Eleven) and some Japan Post ATMs, using NFC apps like Apple Pay or Google Pay. Contactless debit card payments are widely accepted in Fukuoka City at konbini, malls, and restaurants, though cash is still needed in smaller shops. Seven Bank ATMs are 24/7; Japan Post ATMs run 7:00 AM–11:00 PM in major locations, shorter in rural areas. Rural parts of Fukuoka Prefecture have limited cardless options, so carry yen for small transactions and check app compatibility.
Fukushima: In Fukushima, cardless withdrawals are available at Seven Bank ATMs in 7-Eleven stores via NFC apps like Apple Pay. Japan Post ATMs in larger towns may support cardless transactions, but options are limited. Contactless debit card payments are accepted in urban areas like Koriyama at konbini and department stores, but rural areas rely on cash. Seven Bank ATMs are 24/7, while Japan Post ATMs typically operate 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops and plan withdrawals in advance.
Gifu: Gifu offers cardless withdrawals primarily at Seven Bank ATMs in 7-Eleven stores, using NFC-enabled apps like Apple Pay or Google Pay. Japan Post ATMs in Gifu City may support cardless transactions, but availability varies. Contactless debit card payments are accepted at urban konbini and some restaurants, but cash is king in rural areas like Takayama. Seven Bank ATMs are 24/7; Japan Post ATMs typically run 9:00 AM–5:00 PM, with extended hours in larger post offices. Rural ATM access is limited, so carry yen for small shops and local markets.
Gunma: In Gunma, cardless withdrawals are possible at Seven Bank ATMs in 7-Eleven stores, using NFC apps like Apple Pay. Japan Post ATMs in Takasaki or Maebashi may offer cardless options, but support is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but rural areas heavily favor cash. Seven Bank ATMs are 24/7, while Japan Post ATMs typically operate 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Plan withdrawals in urban areas and carry cash for rural shops or attractions.
Hiroshima: Hiroshima supports cardless withdrawals at Seven Bank ATMs (7-Eleven) and some Japan Post ATMs, using NFC apps like Apple Pay or Google Pay. Contactless debit card payments are widely accepted in Hiroshima City at konbini, department stores, and restaurants, but cash is needed in rural areas. Seven Bank ATMs are 24/7; Japan Post ATMs run 7:00 AM–11:00 PM in major post offices, shorter in smaller ones. Rural cardless options are limited, so carry yen for small shops or attractions like Miyajima. Check your bank’s app for compatibility.
Hokkaido: In Hokkaido, cardless withdrawals are available at Seven Bank ATMs in 7-Eleven stores, using NFC-enabled apps like Apple Pay. Japan Post ATMs in Sapporo may support cardless transactions, but rural access is limited. Contactless debit card payments are accepted in urban areas like Sapporo at konbini and malls, but cash dominates in rural regions. Seven Bank ATMs are 24/7, while Japan Post ATMs typically run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural areas and check app compatibility.
Hyogo: Hyogo offers cardless withdrawals at Seven Bank ATMs in 7-Eleven stores, using NFC apps like Apple Pay or Google Pay. Japan Post ATMs in Kobe may support cardless transactions. Contactless debit card payments are widely accepted in urban areas like Kobe at konbini and department stores, but rural areas prefer cash. Seven Bank ATMs are 24/7; Japan Post ATMs run 7:00 AM–11:00 PM in major locations, shorter in smaller ones. Rural cardless options are scarce, so carry yen for small shops or attractions like Himeji Castle.
Ibaraki: In Ibaraki, cardless withdrawals are possible at Seven Bank ATMs in 7-Eleven stores via NFC apps like Apple Pay. Japan Post ATMs in Tsukuba or Mito may offer cardless options, but support is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash is preferred in rural areas. Seven Bank ATMs are 24/7, while Japan Post ATMs typically operate 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops and plan withdrawals in urban areas.
Ishikawa: Ishikawa’s cardless withdrawal options are primarily at Seven Bank ATMs in 7-Eleven stores, using NFC apps like Apple Pay or Google Pay. Japan Post ATMs in Kanazawa may support cardless transactions, but availability is limited. Contactless debit card payments are accepted at urban konbini and some restaurants, but cash dominates in rural areas like Wajima. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry yen for rural shops and check app compatibility for withdrawals.
Iwatate: In Iwate, cardless withdrawals are available at Seven Bank ATMs in 7-Eleven stores, using NFC-enabled apps like Apple Pay. Japan Post ATMs in Morioka may offer cardless options, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash is essential in rural areas. Seven Bank ATMs are 24/7, while Japan Post ATMs typically operate 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Plan withdrawals in urban areas and carry cash for rural shops or attractions.
Kagawa: Kagawa supports cardless withdrawals at Seven Bank ATMs in 7-Eleven stores, using NFC apps like Apple Pay or Google Pay. Japan Post ATMs in Takamatsu may offer cardless options, but support is limited. Contactless debit card payments are accepted at urban konbini and some restaurants, but cash is preferred in rural areas. Seven Bank ATMs are 24/7; Japan Post ATMs typically run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry yen for small shops or rural areas like the Seto Islands.
Kagoshima: In Kagoshima, cardless withdrawals are possible at Seven Bank ATMs in 7-Eleven stores via NFC apps like Apple Pay. Japan Post ATMs in Kagoshima City may support cardless transactions, but rural options are scarce. Contactless debit card payments are accepted at urban konbini and some retailers, but cash dominates in rural areas like Yakushima. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops and check app compatibility.
Kanagawa: Kanagawa, near Tokyo, offers cardless withdrawals at Seven Bank ATMs (7-Eleven) and some Japan Post ATMs, using NFC apps like Apple Pay or Google Pay. Contactless debit card payments are widely accepted in urban areas like Yokohama at konbini, malls, and restaurants. Rural areas may require cash. Seven Bank ATMs are 24/7; Japan Post ATMs run 7:00 AM–11:00 PM in major post offices, shorter in smaller ones. Check your bank’s app for cardless compatibility and carry yen for rural shops or small transactions in areas like Hakone.
Kochi: In Kochi, cardless withdrawals are available at Seven Bank ATMs in 7-Eleven stores, using NFC-enabled apps like Apple Pay. Japan Post ATMs in Kochi City may support cardless transactions, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash is king in rural areas. Seven Bank ATMs are 24/7; Japan Post ATMs typically run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops and plan withdrawals in urban areas.
Kumamoto: Kumamoto supports cardless withdrawals at Seven Bank ATMs in 7-Eleven stores, using NFC apps like Apple Pay or Google Pay. Japan Post ATMs in Kumamoto City may offer cardless options, but rural availability is limited. Contactless debit card payments are accepted at urban konbini and some restaurants, but cash is preferred in rural areas like Aso. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry yen for small shops and check app compatibility.
Kyoto: Kyoto offers cardless withdrawals at Seven Bank ATMs (7-Eleven) and some Japan Post ATMs, using NFC apps like Apple Pay or Google Pay. Contactless debit card payments are widely accepted in urban areas like Kyoto City at konbini, department stores, and restaurants, but cash is needed in rural areas. Seven Bank ATMs are 24/7; Japan Post ATMs run 7:00 AM–11:00 PM in major post offices, shorter in smaller ones. Rural cardless options are limited, so carry yen for small shops or temples. Check your bank’s app for compatibility.
Mie: In Mie, cardless withdrawals are possible at Seven Bank ATMs in 7-Eleven stores via NFC apps like Apple Pay. Japan Post ATMs in Tsu or Ise may support cardless transactions, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash dominates in rural areas. Seven Bank ATMs are 24/7; Japan Post ATMs typically run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops and plan withdrawals in urban areas.
Miyagi: Miyagi supports cardless withdrawals at Seven Bank ATMs in 7-Eleven stores, using NFC-enabled apps like Apple Pay. Japan Post ATMs in Sendai may offer cardless options, but rural availability is limited. Contactless debit card payments are accepted at urban konbini and some restaurants, but cash is essential in rural areas. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry yen for small shops or rural attractions like Matsushima and check app compatibility.
Miyazaki: In Miyazaki, cardless withdrawals are available at Seven Bank ATMs in 7-Eleven stores via NFC apps like Apple Pay or Google Pay. Japan Post ATMs in Miyazaki City may support cardless transactions, but rural options are scarce. Contactless debit card payments are accepted at urban konbini and some retailers, but cash dominates in rural areas. Seven Bank ATMs are 24/7; Japan Post ATMs typically run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops and check your bank’s app.
Nagano: Nagano offers cardless withdrawals at Seven Bank ATMs in 7-Eleven stores, using NFC apps like Apple Pay. Japan Post ATMs in Nagano City may support cardless transactions, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash is preferred in rural areas like the Alps. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry yen for rural shops and plan withdrawals in urban areas.
Nagasaki: Nagasaki supports cardless withdrawals at Seven Bank ATMs in 7-Eleven stores via NFC apps like Apple Pay or Google Pay. Japan Post ATMs in Nagasaki City may offer cardless options, but rural availability is limited. Contactless debit card payments are accepted at urban konbini and some restaurants, but cash is king in rural areas like Goto Islands. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops and check app compatibility.
Nara: Nara offers cardless withdrawals at Seven Bank ATMs in 7-Eleven stores, using NFC-enabled apps like Apple Pay. Japan Post ATMs in Nara City may support cardless transactions, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash dominates in rural areas. Seven Bank ATMs are 24/7; Japan Post ATMs typically run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry yen for small shops or temples and check your bank’s app for compatibility.
Niigata: In Niigata, cardless withdrawals are possible at Seven Bank ATMs in 7-Eleven stores via NFC apps like Apple Pay or Google Pay. Japan Post ATMs in Niigata City may offer cardless options, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some restaurants, but cash is preferred in rural areas like Sado Island. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops and check app compatibility.
Oita: Oita supports cardless withdrawals at Seven Bank ATMs in 7-Eleven stores, using NFC apps like Apple Pay. Japan Post ATMs in Oita City may support cardless transactions, but rural options are scarce. Contactless debit card payments are accepted at urban konbini and some retailers, but cash dominates in rural areas like Yufuin. Seven Bank ATMs are 24/7; Japan Post ATMs typically run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry yen for rural shops and check your bank’s app for compatibility.
Okayama: Okayama offers cardless withdrawals at Seven Bank ATMs in 7-Eleven stores via NFC apps like Apple Pay or Google Pay. Japan Post ATMs in Okayama City may support cardless transactions, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some restaurants, but cash is preferred in rural areas. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops and plan withdrawals in urban areas.
Okinawa: In Okinawa, cardless withdrawals are available at Seven Bank ATMs in 7-Eleven stores, using NFC-enabled apps like Apple Pay. Japan Post ATMs in Naha may offer cardless options, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash dominates in rural areas like remote islands. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry yen for rural shops and check app compatibility.
Osaka: Osaka, a major urban hub, supports cardless withdrawals at Seven Bank ATMs (7-Eleven) and some Japan Post ATMs, using NFC apps like Apple Pay or Google Pay. Contactless debit card payments are widely accepted in urban areas like Dotonbori at konbini, malls, and restaurants. Rural areas may require cash. Seven Bank ATMs are 24/7; Japan Post ATMs run 7:00 AM–11:00 PM in major post offices, shorter in smaller ones. Check your bank’s app for cardless compatibility and carry yen for small shops or rural areas.
Saga: Saga’s cardless withdrawal options are primarily at Seven Bank ATMs in 7-Eleven stores, using NFC apps like Apple Pay. Japan Post ATMs in Saga City may support cardless transactions, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash dominates in rural areas. Seven Bank ATMs are 24/7; Japan Post ATMs typically run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry yen for rural shops and check your bank’s app for compatibility.
Saitama: Saitama, near Tokyo, offers cardless withdrawals at Seven Bank ATMs (7-Eleven) and some Japan Post ATMs, using NFC apps like Apple Pay or Google Pay. Contactless debit card payments are widely accepted in urban areas like Saitama City at konbini, malls, and restaurants. Rural areas may require cash. Seven Bank ATMs are 24/7; Japan Post ATMs run 7:00 AM–11:00 PM in major post offices, shorter in smaller ones. Check your bank’s app for cardless compatibility and carry yen for small shops or rural areas.
Shiga: In Shiga, cardless withdrawals are possible at Seven Bank ATMs in 7-Eleven stores via NFC apps like Apple Pay. Japan Post ATMs in Otsu may support cardless transactions, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash is preferred in rural areas like Lake Biwa’s shores. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops and check app compatibility.
Shimane: Shimane’s rural nature limits cardless withdrawal options. Seven Bank ATMs at 7-Eleven stores offer NFC-based withdrawals via apps like Apple Pay. Japan Post ATMs in Matsue may support cardless transactions, but availability is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash dominates in rural areas like Izumo. Seven Bank ATMs are 24/7; Japan Post ATMs typically run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry yen for rural shops and plan withdrawals.
Shizuoka: Shizuoka supports cardless withdrawals at Seven Bank ATMs in 7-Eleven stores, using NFC apps like Apple Pay or Google Pay. Japan Post ATMs in Shizuoka City may offer cardless options, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some restaurants, but cash is preferred in rural areas like Fuji. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops and check app compatibility.
Tochigi: In Tochigi, cardless withdrawals are available at Seven Bank ATMs in 7-Eleven stores via NFC apps like Apple Pay. Japan Post ATMs in Utsunomiya may support cardless transactions, but rural options are scarce. Contactless debit card payments are accepted at urban konbini and some retailers, but cash dominates in rural areas like Nikko. Seven Bank ATMs are 24/7; Japan Post ATMs typically run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry yen for rural shops and check your bank’s app.
Tokushima: Tokushima offers cardless withdrawals at Seven Bank ATMs in 7-Eleven stores, using NFC-enabled apps like Apple Pay. Japan Post ATMs in Tokushima City may support cardless transactions, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash is king in rural areas. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops and plan withdrawals in urban areas.
Tokyo: Tokyo, Japan’s capital, offers robust cardless withdrawal options at Seven Bank ATMs (7-Eleven) and Japan Post ATMs, using NFC apps like Apple Pay or Google Pay. Contactless debit card payments are widely accepted at konbini, department stores, and restaurants in areas like Shibuya. Rural outskirts may require cash. Seven Bank ATMs are 24/7; Japan Post ATMs run 7:00 AM–11:00 PM in major post offices, shorter in smaller ones. Check your bank’s app for cardless compatibility and carry yen for small shops or rural areas.
Tottori: Tottori’s rural setting limits cardless withdrawal options. Seven Bank ATMs in 7-Eleven stores offer NFC-based withdrawals via apps like Apple Pay. Japan Post ATMs in Tottori City may support cardless transactions, but availability is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash dominates in rural areas like the sand dunes. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops.
Toyama: Toyama supports cardless withdrawals at Seven Bank ATMs in 7-Eleven stores, using NFC apps like Apple Pay or Google Pay. Japan Post ATMs in Toyama City may offer cardless options, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash is preferred in rural areas like the Tateyama Kurobe Alpine Route. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry yen for rural shops.
Wakayama: In Wakayama, cardless withdrawals are possible at Seven Bank ATMs in 7-Eleven stores via NFC apps like Apple Pay. Japan Post ATMs in Wakayama City may support cardless transactions, but rural options are scarce. Contactless debit card payments are accepted at urban konbini and some retailers, but cash dominates in rural areas like Koyasan. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops and check app compatibility.
Yamagata: Yamagata’s cardless withdrawal options are primarily at Seven Bank ATMs in 7-Eleven stores, using NFC apps like Apple Pay. Japan Post ATMs in Yamagata City may support cardless transactions, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash is king in rural areas like Zao. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry yen for rural shops and plan withdrawals.
Yamaguchi: Yamaguchi supports cardless withdrawals at Seven Bank ATMs in 7-Eleven stores, using NFC-enabled apps like Apple Pay. Japan Post ATMs in Yamaguchi City may offer cardless options, but rural access is limited. Contactless debit card payments are accepted at urban konbini and some retailers, but cash dominates in rural areas. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry cash for rural shops and check your bank’s app for compatibility.
Yamanashi: In Yamanashi, cardless withdrawals are available at Seven Bank ATMs in 7-Eleven stores via NFC apps like Apple Pay or Google Pay. Japan Post ATMs in Kofu may support cardless transactions, but rural options are scarce. Contactless debit card payments are accepted at urban konbini and some retailers, but cash is preferred in rural areas like Mount Fuji’s base. Seven Bank ATMs are 24/7; Japan Post ATMs run 9:00 AM–5:00 PM, with some urban locations open until 9:00 PM. Carry yen for rural shops and check app compatibility.
Sources: Information compiled from various travel and financial resources, including Japan National Tourism Organization, Wise, and Tokyo Cheapo, focusing on ATM availability and payment trends in Japan.
Paul (Poison Fish) Manjyu Woodman
